NEW YORK (AP) _ Integrity Bank of Alpharetta, Ga., on Friday became the 10th U.S. bank to fail so far this year, done in by the very business it was built on — real estate lending.

Regions Bank of Birmingham, Ala., is assuming all of Integrity Bank’s $974 million in insured and uninsured deposits in 23,000 accounts, and about $34.4 million of the bank’s $1.1 billion in assets.

The remainder of Integrity’s total assets are being retained by the FDIC. The FDIC said it estimates that Integrity’s failure will cost its deposit insurance fund $250 million to $350 million.

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